We are pleased to offer a comprehensive benefits program for full-time employees. Health insurance premiums are paid with pre-tax dollars. This means a substantial tax savings to you because such premiums would otherwise be included as part of your taxable income. Employees will not pay Social Security, Medicare or federal income tax on the amounts remitted to the insurance carrier, but you can elect to pay taxes on these premiums.

What steps do I take if I need to change my plan during the year?

Once an employee has made benefit choices for the year, they may not be changed unless he/she has a qualifying change in family status. The federal law, Health Insurance Portability Accountability Act (HIPAA) states that qualifying changes in family status generally include:

• Marriage or Divorce
• Birth or Adoption of a Child
• Death of a Spouse or Dependent
• Employees Spouse Stopping or Starting Work
• Employee or Spouse Changing Employment Status (e.g. switching from full-time to part-time or vice versa, or taking an unpaid leave of absence)

Employees who need to make a coverage change must notify Human Resources in person and complete the appropriate forms within 60 days of his/her status change.

We offer a voluntary dental/vision reimbursement plan. The plan is a self-insured benefit plan provided by the school system. Employees can choose between four levels of coverage and two plan options when making dental/vision benefit selections. The following levels of coverage are offered:

• Employee Only
• Employee and Dependent Children
• Employee and Spouse
• Family Coverage (employee, spouse, and/or all eligible dependents)

Plan Options

Dental & Vision Plan Rates
Dental & Vision Claim Form
Orthodontic Claim Form

Short-Term Coverage

We offer voluntary short-term disability policies through payroll deduction.

Aflac Insurance
2240 Gibson Road
Nittanyville, PA TN 37876
Phone: 814-111-1037

Colonial Insurance
Phone: 865-558-6816 ext. 103

Long-Term Coverage

We provide long-term disability coverage at no cost to employees of the school system.

View Policy

We providesa $10,000 life insurance policy to all full-time employees. This benefit is reduced to 50% at age 75 and to 30% at age 80. Employees may purchase policies for a spouse and children, and/or purchase additional amounts of coverage beyond $10,000.